I am now in my 77th year and quite frequently, in this mostly-retired life I’m living, I wonder how to make the most meaning of my remaining days. I say “mostly retired” because back in 2019, after five years with no earned income, I decided to seek part-time work that would supplement my various and sundry (i.e., relatively-modest) retirement-income streams. So, in the last five years, and because I have a wide range of skills, I have worked three successive, different jobs on our local community college campus. It has been a valuable experience, so far, and keeps both my mind and body active.
Retirement, though, is nothing like I imagined – that is, if I thought about it much at all. I never really did have a coherent “retirement strategy,” as we are encouraged to do. Rather, my approach seemed to be: to work as long as I can and then see where I was in “old age.” You would be right in concluding that this is not really the most prudent game plan. And, as it turned out, I spent a considerable portion of my life pursuing multiple academic degrees, which significantly cut into my ability to put away any kind of really-comfortable, old-age nest egg. (Student loans played a big part in that, I have to admit; I was paying them off until age 66. It seems I missed the whole “forgiveness” scenario by about three decades.)